Utah Man Jailed After Causing 22 Crashes In 5 Years For Insurance Cash


This man squeezed $55,926 out of insurance companies one fender bender at a time.

The delicate art of insurance fraud is not meant for the bumbling hands of an amateur. Roadblocks are in the way of anyone trying to commit it, such as entire departments within multibillion-dollar companies dedicated to weeding these types out, and they make it so that most fraudsters can't get away with the crime more than a handful of times. For 37 year-old David Monjazeb, that handful turned out to be 22 separate incidents within five years, each of which earned him enough cash to keep the scheme going.

Within the five years Monjazeb ran his gambit on Salt Lake City, Utah roads, he repeated the act of accelerating either an Audi A4, Toyota Prius, or Saab 9-3 into motorists merging in front of him, making it so that he struck the front fender of his vehicle into the rear quarter panels of his victims' cars in such a way that it made it appear as if his victims were at fault for merging without looking. According to The Salt Lake City Tribune, Monjazeb would then emerged from his damaged ride and lay the blame on his victims, asking for cash to repair the damages. Well prepared as he was, Monjazeb would usually have a waiver for the victims to sign that claimed they were at fault for the accident.

Usually his demands weren't exorbitant, amounting to a few thousand dollars here and there-a sum low enough that the authorities didn't need to get involved. The insurance companies usually paid him between $1,200-$4,500 for each crash. Many victims alleged that the damage photos Monjazeb sent to the insurance companies seemed worse than they recalled and when investigators looked into it, many of the photos turned out to be duplicates, meaning that he was getting multiple payments for the same damage. In the meantime, Monjazeb would forge repair documents to make it seem as if the damage had been repaired. Throughout his 22-crash career, Monjazeb got $55,926 from the scheme.

Controversially, Monjazeb has been sentenced to four months in jail. His accusers think the punishment is too light given that the damages run deeper than the wallet level, but Monjazeb claims he never thought the charges would amount to such a "serious" amount of jail time. Looks like Jake from State Farm really does get quite a lot of work done in those early morning hours.

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