X5 M

Make
BMW
Segment
SUV

The 2020 BMW X5 M starts at $105,100, increasing to $114,10 for the Competition version. If you prefer the more stylish, yet less practical, BMW X6 M, this will set you back $108,600 or $117,600 for the Competition model. Once you start adding options, the price can quickly spiral out of control. BMW has just released the configurator for the BMW X5 M and X6 M so you can spec your own ideal lunatic-level SUV.

We decked out an X5 M in Marina Bay Blue metallic with Silverstone Full Merino Leather and carbon fiber trim. We then added the Bowers & Wilkins Diamond Surround Sound System, M Driver's Package, and the Executive Package. Including destination, that weighs in at $124,595, which isn't wild for a supremely capable and comfortable SUV that makes 617 horsepower and hits 0-60 mph in 3.7 seconds. And, if you're dropping over $100,000 on an SUV, you might as well treat yourself properly.

It doesn't get too crazy optioning out the SUVs as the majority of the colors don't add cost, with only Tanzanite Blue II and Ametrine Metallic commanding a $1,000+ premium. The two different wheel options don't have a premium either, and neither does the upholstery or choosing the Alcantara roofliner in the same color as your upholstery. The only change in trim that costs extra is the Individual Piano Black priced at $1,080.

Rear seat entertainment is costly but, if you're taking people on long journeys, it could pay off at $2,200 while we see the Bowers and Wilkinson Diamond Surround Sound system as essential for music lovers, although that adds a whopping $3,400.